We're here to help you chart a clear course through your health insurance options and find coverage that fits your household and your budget.
Outside the yearly open enrollment window, most individual and family health plans can only be started or changed after a qualifying life event, like losing job-based coverage, moving or welcoming a new child.
Those special enrollment windows stay open for a limited time after the event, so it pays to get started before a gap in coverage opens up.
Are buying health insurance on your own for the first time
Had a life change that opens a special enrollment period
Recently married, had a baby or adopted a child
Recently moved to a new ZIP code or state
Are losing employer, COBRA or other existing health coverage
Manage an ongoing condition and want steady coverage for your care
Run your own business or freelance and need a plan of your own
Are aging off a parent's health plan
Know when you can set sail on new coverage or change course on your current plan
A set window each year
During this period, you can:
Usually 60 days after a qualifying event
A life change may open a window if you:
Often available year-round
Add extra protection alongside your health plan:
Terms worth understanding
Before you choose, get familiar with your:
We're committed to helping you make clear, informed decisions about the coverage that protects you and your family
Navigate health insurance with confidence knowing you have trusted guidance
We explain your plan options in plain language so you can choose with confidence
Our licensed team guides individuals, families and the self-employed through every step
Available 8 a.m. to 8 p.m., 7 days a week for your convenience
Helpful bearings for your health insurance decisions
Understand your choices when you buy coverage for the first time, whether you are leaving a parent's plan, a job or school.
Learn how to bring a spouse and children onto one plan, and what to look for in pediatric, dental and vision benefits.
Learn about your options if you want to switch plans or make changes to your current coverage.
Hear from people who found the right health coverage with our help
"True Harbor Health made the entire process feel safe and easy. They found me a plan with dental and vision coverage I didn't know I could get."
James L.
Miami, FL
"I was nervous about switching health plans after leaving my job, but the team at True Harbor guided me through it perfectly. Highly recommend their services."
Sandra W.
Clearwater, FL
"Excellent service from start to finish. They took the time to understand my family's health needs and found a plan that covers our pediatrician and all our prescriptions."
Thomas B.
Sarasota, FL
Our licensed representatives are ready to help you find the right health plan for you and your family